If you drive then you’ll know that the cost of insurance is higher than ever. The number of scams and the fact that there are now more drivers on the road than ever means that everyone is paying the price when it comes to insurance.
There are many reasons why motor insurance is so expensive in the UK and unfortunately it doesn’t look set to change anytime soon. However there are some excellent ways you can save money on minibus insurance. Below are some of the best –
Make your minibus secure
One of the best ways to save money on minibus insurance is to make your vehicle as secure as possible. Most modern minibuses will come with an alarm and immobilizer fitted as standard but you should also make the effort to take any extra measures you can to make your minibus more secure. Installing a tracking device is definitely a good idea – it will ensure that your vehicle can be easily recovered if it’s stolen.
Increase your excess
Excess is the amount of money you would pay if you had to make a claim. If you want to reduce the cost of your premium then, increasing your excess is a very reliable way to do this.
Get the right level of cover
The type of insurance you need for your minibus will depend on what you use it for. If you drive your minibus for non-profit organizations then you can get a charity minibus insurance policy that is much cheaper, providing you’re able to provide the right documentation.
You can get any type of minibus insurance policy by using an insurance comparison site such as https://www.cleangreencars.co.uk/
Get a limited mileage policy
If you only use your minibus on certain days of the week and it’s not your everyday vehicle then you can save money by getting a limited mileage policy. As the name would suggest – this is where you agree with your insurance provider to stay under a certain number of miles in a given period.
Get a lot of quotes
Getting quotes from many different providers is one of the best ways you can save money on minibus insurance. It will prevent you from overspending since you’re able to easily compare the quotes you get and pick the one that’s best.